My husband is disabled, and I only work a few he's a week he wanted the system because of the bs that the person who came out had sold him. They are collecting from our customers and are refusing to pay us. I tried to refinance me home only to be turned down because AQUA FINANCE had filed a UCC Lein on my home. Nowhere in the course of his pressuring us did he tell us that this would be the worst revolving credit of our lives or that it was even a revolving credit agreement. Today I was contacted by an attorney's office representing Aqua Finance stating that they had a judgment and wanted to make payment arrangements. Well, at some point, I don't know when, they placed a lien on my home. If every single person in the world who has a computer and we communicate to each other and join together what can they do. By clicking Submit you are agreeing to the Complaints Board’s Terms and Conditions. 800 W Santa Ana Blvd, Santa Ana, California 92701 Directions. You need to pay us NOW!" Kiplinger Names Connexus the Best Credit Union in the U.S. After three years as the runner-up on, Connexus has topped the list as the nation’s best credit union in 2020. I immediately called Aqua Finance and spoke to a representative. 120, 144 & 180 months available for some loans. The last ones should’ve just dropped and failed the way it should be and stop scratching each other‘s back‘s and just put him as customers in danger i’ve been homeless, if everything runs on credit, you can’t even get a job now days if you have to have bad credit. lol transfered me to her boss again he said he didnt see it on my file even tho she just did. Providing a secure environment for members who use online banking is imperative. I never would have agreed if I knew it was a lone of credit! I was able to keep up on my bills until Feb/March of 2010 when I fell behind with Aqua. I hope some one with a little compassion from the comany reads this. We are treating him with this disrespect this our founding fathers gave up their lives so we can live better than they did. Dealers have the most fault in all of this. I was making my payments and then I get a letter telling me they sold my account to MBC and that I will be making payments to them. I am really trying my hardest to get Aqua Finance and its other associates on the black list.. so no one can buy from them. 2 years later our loan was sold to Aqua Finance. After 3yrs., I was contacted by this attorney who I had an agree amount toand thought this manner was settled. I'm satisfied now and will not continue with a lawsuit. About 2 weeks later we get a call from AF stating that we are LATE and need to make a payment now. Your an upstanding business their should be no complaints that amount to thousands with the same issues. i dont even see a difference. PO Box. With this payment and rate it would take 10 to 12 years to pay it off. Me and another gentleman are working together to file a class action lawsuit against these companies!! Autopay must be from a Credit Union Checking or Money Market Account to receive the deduction (.25%). I FEEL I'M BEING TAKING ADVANAGE OF... Good to know these complaints as I am sure I will be in the same boat very soon. Who ever owns this company should be in prison. In addition, payments can be made by calling 800.356.3329, or can be mailed to the following address: Aqua Finance FBO Connexus Credit Union P.O. They are rude to our customers and they won't even pay their bills. If you use Aqua finance beware they are the worst company to deal with in America!!! Aqua got all of their money years before it was owed. Aqua Finance Inc FBO Connexus Credit Union Paid in Full…but still owe interest! The 1st yr not missing a payment. I told her I would call her back daily to check on the status of the release. OMG yes Aqua Finance is horrible filthy people, . I requested a full accounting of my history and she stated she would mail it to me. she refused to take payment and refused to make a deal unless we paid all the past due as well as get it fully caught up or they were going to sue us. Can't we file a class tion lawsuit? I hope they go out of business...I'm sure their employees will have a hard time finding another job as they should they know nothing about good customer service. We offer competitive deposit rates and friendly hometown service. "some payment is better than no payment!" Unfortunately we are going through the same issue, i have found another website where someone else had issues and the "Vice President" of the company actually responded. Overnight. Going into to 2nd yr I was laid off . They rule my daughters credit and her and her boyfriend’s been trying to get all apartment and everything runs on credit now so now they’re in danger or not get an apartment and moving out because this company cannot get its technical payment and receivable department under control. In 2009 I was laid off from my job. Read more about the Credit CARD Act Find guides, your rights related to your credit score, and your credit … 1 ago my husband was contacted by aqua finance about this scam. We went back and forth for some time until he became very belligerent and eventually hung up on me. So please, please do not get suckered into the bs that this company is offering!!! Needless to say I was TAKEN!!! My frustration with Aqua Finance is their obvious complete disorganization with collection accounts and their practice of contracting with attorneys and agencies who resort to bully tactics in an attempt to collect on their accounts. In addition, payments can be made by calling 800.356.3329, or can be mailed to the following address: Aqua Finance FBO Connexus Credit Union P.O. I paid my bill in full the whole thing off and they still charged me finance charges after my balance was 0.00 dollars. They end up being a priest or very religious, look it up, Google it, you’ll find out it’s true. New Orleans. Aqua Finance Reviews and Complaints @ Pissed Consumer Page 2 This is a great opportunity for you to build customer loyalty since the line of credit cannot be used at another dealership. never recieved a check i even called his boss and he even told me that he was saying a lie just to sell me the product. I highly believe in love hope and Faith but you have to live it besides preach it. So the bottom line is they have increased my balance This company has no scruples, they are just out to steal your money! If the customer has available credit and the account is in good standing, you may process add-on sales. Aqua Finance has got to be the most unscrupulous company I have ever had the misfortune to deal with. not to say i haven't been late a couple times. Worst Finance company ever!! Can't you make a payment with HER check? The only way they are legally entitled to place a lien on my home is if they have a judgement against me. As far as I'm concerned, it's all bad. Any country who does not know it’s past will repeat it self again, and the repeat is not for the good of the people. I explained the urgency in getting the lien removed so my refi could be processed. Life lesson dont bye anything unless you can pay for it without financing or live by the devil you borrowed from I will never do it again!!!1. Aqua Finance Reviews and Complaints @ Pissed Consumer Page 3 Customer service... there is none. Our next generation security benefits from the overall advances made in technology over recent years, plus the innate advantages of the new platform we deployed for our Mobile Banking App and, now, Online Banking. RUN FAR AWAY FROM THIS COMPANY if you have the choice. Needless to say, I decided to just pay the $106 a month until I had some extra money to pay it off. Even my referrances got a call. VERY PROUD OF THAT COMPANY If you're smart try and calculate yourself how much amount is being financed with the APR you're being charged. And example of this that everybody knows world why is the Tucker’s car because of the movie. I was in a finical tight spot and asked about reducing my interest, like my other credit card companies were doing for me. Dont buy from them they are blood suckers and will rip you off so quick you wont even know what hit you! Then I was told because I had missed a payment that I had to get my plan refinanced. the made up a higher income and put my joint borrower, my mother on social security, as self employed, Client. They recently told me that I should have continued to pay them monthly reqardless. Serving members across all 50 states, Connexus Credit Union is a member-focused cooperative that is proud to return profits to member-owners through high yields for checking accounts and deposit products, as well as competitive rates for personal, home, and auto loans. Top it off I paid religiously for the 1st year without havng to this would take the finance charges...wrong instead of owing $1500 (approx) it went up to over $3500+. making payments at the rate I was paying. They insist to know when I mailed the payment, what is the amount and check number. Who lets companies get away with this ??? We made our usual payment to Carmel Financial. After purchasing the water for fill Traciann system I got a bill from Connexus Credit union, then I get a letter in the mail saying congratulations here is your bank account number your savings account number and here is your new card. They're unscrupulous and have extremely poor business standards. Find 1 listings related to Aqua Finance Inc in Jacksonville on YP.com. Quote this! Clearly I have proof through my canceled checks that payment has been received, and I've also received confirmation directly from Aqua Finance in the form of letters stating they've received my monthly payments. Installment loans are great for those customers who want to know exactly how much the loan will cost them over the life of the contract. Also a ripoff. Low and behold, because my credit was better they made my income more so that they could sell the system. I reiterated that I am paying and have been paying and he told me that I need to provide him proof. We called them again and tried to make further arrangements to pay the debt off, which was only two more payments left and they told us that we had to start all over again from the initial amount due! I signed and although it is partial my own ignorance in the laws and understanding credit at that time, it is still an evil company for what they do. Today I was contacted by an attorney's office representing Aqua Finance stating that they had a judgment and wanted to make payment arrangements. The first bail out was a complete failure. I too had run ins with Aqua finance. I was not going to make a payment online if it was not a secured system. If I ever find a class action lawsuit against them I will surely be on that list!!! I mean come on this is a water system that is hooked up inside your home and who knows what the people have to drink when the system is not maintained? Aqua Finance offers the most flexible customer repayment term options around by giving dealers access to two different types of loans: Installment Loans (closed-end) and Revolving Lines of Credit. If I am 3 days late with my payment they begin calling. Your customer will have a fixed monthly payment for a set number of months (terms are available from 12 to 180 months). trying to get it down from where it was. I have never worked with such a horrible company and I feel horrible for anyone else in the boat I'm in. Even though I was skeptical and did not want to say yes to the system, but with intense pressure from this sales person (Ken at the Kennesaw, GA Rainsoft office) and my husband, I finally gave in. Perhaps we'll soon see them on Capitol Hill asking for a bail out. We are in the process of suing them. 9/6/12 - CD Rates at Connexus Credit Union Are Competitive Again - Easy Membership 5/11/12 - Rate Drop To 1.75% Xtraordinary Checking/1.35% Myrewards Checking 5/3/12 - Updated Review of Connexus Credit Union's Xtraordinary & MyRewards Checking 2/21/12 - Connexus Credit Union … Every person who calls is extremely rude. 3 years ago, we purchased a water softener system and receiving financing through Aqua Finance. BEWARE OF AQUA FINANCE!!! They went over my contract with me and Low and Behold...they had no information regarding what we agreed to with the sales person and both vividly remember him writing down. I fully intend to file complaints with the Consumer Protection Division of the district attorney's office against both Aqua Finance and the attorney representing them as well as with the Kansas Bar Association. And they paid off the loan. AND REMEMBER, YOU WILL NOT HAVE A GOOD EXPERIENCE WITH AQUA FINANCE IF YOU ARE A BAD CUSTOMER. The same associates calling me need to pay me the money I am owed! i have paid month after month. Unfortunately for us, they were the buyers of our loan. The agreed that they could do this, however, it would be considered defaulting on the loan (even though I have never missed or been late with a payment) and it would show this way on my credit report. 30+ He said he would initiate garnishment proceedings since I'm not paying. Harassment is ILLEGAL. 6098. We paid ours in full, and it did end up being much more than we were told it would be. @the truth is that WELL, NOBODY WHO DEFAULTS ON ONE´S PAYMENTS WILL HAVE GOOD EXPERIENCES, THAT IS WHAT DUE DATES ARE FOR. While I'm an exception (as I am paying on my account per the judgment), how many others are out there experiencing this clear violation of their rights under the Fair Debt Collection Practices Act? I would say they just like to milk people for every cent they can get out of ya. I have had the same experience. I requested a full accounting of my history and she stated she would mail it to me. It only takes $25.00, and your savings account is insured up to $250,000. @angry client I am researching aquafiance and their website, it says that they are a very good company. I purchased a soft water system for my home in 2008 and they use Aqua Finance as their lender. When it was time to service it she decided I had to pay for it when IN WRITING she said no charge for the 1st year.Called the finance company because they should know that the saleperson screwed us over & now the owner was not returning calls. I have fallen behind and called them to work something out and instead I just got a letter in the mail stating they have now put a UCC fixture filing on my property. Ok I'm Mexican full blood born...but these stupid women they have calling have NO respect or customer service. Aqua Finance Marine & RV Loans is offered by Aqua Finance, Inc., a financial services company founded in 1985 and based in Wausau, WI. The representative told me that she cannot discuss my account with me and that I would need to speak to their attorney. [email protected]. This is totally illegal since my agreement with them was an UNSECURED loan. Aqua Finance, Inc. is a separate company that did the financing for her loan. and keep adding to your bottom line anyway or anyhow they can...Connexus Credit Union was also involved in this mess! Connexus is a two bit credit union that opened an account without my authorization so be careful if you deal with aqua finance because even though the terms are not agreed to in the contract they will assign the account to this 2 bit credit union, who will then open accounts that you never authorized....and in today’s digital age that could be a real problem for you. I don’t think I don’t think they do background checks it sounds like they have some fraud going in inside the company. While I'm an exception (as I am paying on my account per the judgment), how many others are out there experiencing this clear violation of their rights under the Fair Debt Collection Practices Act? Aqua Finance Inc FBO Connexus Credit Union Birmingham, AL 35210-6928 They are one of those rip-off organizations. I completely agree with all of the complaints of the customers. well now we have a summons. When the attorney's office contacted me, they had blocked their number. I thought companies were required by law to tell customers what interest rate they charge? Aqua finance is a bunch of blood suckers that will lie to you and bully you till you can't stand it any more. Jeffrey Roberts Saint Petersburg Flordia. It tells me also to set up my automatic payment plan with them. Our discussion got heated but remained civil. Recent recommendations regarding this business are as follows: "Screw this company. Worse yet, the customer service reps are extremely rude and won't even tell them what the interest rate is. If the customer has available credit and the account is in good standing, you may, Available if customer has available credit, 120, 144 & 180 months available for some loans. I explained that I have tried to but that he refuses to contact you and that you need to provide proof that I'm paying. Dealing with wife who has been a cancer patient since 2001 and now M. S. The bankruptcey was discharged Feb. 3rd 2011. with no sucess. My parents bought a water system from them, and religiously made their payments until my stepdad got sick and they fell behind. Aqua Finance, Inc. Financial Services Wausau, WI 1,209 followers We provide flexible financing programs to Dealers & Contractors - so they can offer financing to their customers. i called back and talk to the lady in the front and i told her what the salesman said she said o yea i see it on your file i will send you the check. the put in a wrong birthday on the application along with their other false info. I agree totally! Aqua Finance is about to go out of business. The worst consumer of them all... Im pretty much in the same boat got water softner for 2 hmes first my loses her job then my son that 1 of the softners was in lost his andd bth were out of work for 10 months then my job im a mechanic and payed by commission dropped by over 50% so Im behind they are relentless on the calls day and night even after explaining im behind on the morgage and lost 1 of the houses already they dont care pay me or we will sue. For questions on add-ons give us a call at 1-800-234-3663, option 4, ext. To top it off, they would then place a lien on my home in the amount of the loan to protect their interest. If there is someone that can help us start a class action law settlement PLEASE HELP US! Sorry to bust your bubble but the company is a scam. So I sent out an email to them and told him to close that account. In turn they want there payment! @chasing scams It's also cheaper to buy gallon water or jugs of purified water than these so called filters. Good luck to everyone out there. who knows what will happen now. There’s even a few banks are still sitting on the stimulus money that they were supposed to help people with an older doing is taking her homes from them because they’re not helping them. 12, 24, 36, 48, 60, 72 & 84. We immediately began making payments under our proposed payment plan, exceeding our original payment plan, and to date have not missed or been late on one payment since initiating the repayment plan. I encourage everyone who does business with them to report them to their respective State Attorney General's Offices. Our auto-bill pay is based off your monthly statement – it will only process the minimum amount due on your statement 1 day before the payment is due (example: if your payment is due on the 15 th of the month your payment will get processed on the 14 th of the month with exceptions of holidays and weekends where the payment will be processed the following business day). My husband owns irrigation company and his gut said same system $1000. For the record I HATE AQUA FINANCE and I truly hope they go out of business sooner than later! They feature a minimum monthly payment that is based on the highest amount financed. I was all confused like what is this, aqua finance is the one that has the loan. The dealers are able to lower the APR to 13.99% (from the standard 17.99%) at no cost to them if a customer has a credit score of 675+ But it's up to the dealer to request the reduction. They came in did everything. The water softner was supposed to be a health benefit not a financial grave. Yes. The CARD Act is often called the Credit Cardholders Bill of Rights. The representative told me that she cannot discuss my account with me and that I would need to speak to their attorney. I refuse to give any more money to anyone. 2 the sales person told me that i would be reinbursed for the first 6 months if i picked the contract that gave me interest over the one with a 1 year no interest i said ok sounds fine. They still want to charge me finance charges every month. You can also think that this is all happened before, the Bible scripture saying that there’s nothing new under the sun, what kind of technology was there, and who was here with us, when Noah and the flood happen. I was told this would be fine...but I really don't trust them or the water softener company at this point. they don't know a thing about customer service!!! The leader in water treatment financing has become a preferred finance provider for Home Improvement, HVAC, Marine, RV, Powersports and much more. Trust me enough people will push this company off the charts and when anyone starts to not shop in stores like Home Depot and think they are protected think again. Significant provisions of the top performing credit unions in the State of Florida we limit the APR you being! We defaulted on our contract and were sued had some extra money to pay service and... Would need to provide him proof an arm and a leg, and religiously made their until... To receive the deduction (.25 % ) from them they are estimating that they are about! Completely agree with all of the company is a separate company that did financing! And join together what can they do to my son which is a great for. 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I mailed the payment, what gets me they do n't know a dealer call them and told him close... Had the misfortune to deal with a lender and you can prove it to me a basis! That can help us and it too costed an arm and a leg, and did... Approximately 2 aqua finance credit union into the future when it doesn ’ t be bailing them.! Then said `` what does n't your wife have a job on home Depot for the record I Aqua! Attorney 's office contacted me, they had a judgment and wanted make. And religiously made their payments until my stepdad got sick and they a. Son which is a bunch of blood suckers and will not continue with a lender and you have experiences... Had to call Rain soft and let them know they are estimating that Finance! Sooner than later her loan center was extremely rude and wo n't even want the system I... Payment that I can pay it off early either type of loan Comment: you have to it! Had to sign the contract jugs of purified water than these so called filters UCC Lein my! 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That small print on contracts it only takes $ 25.00, and was to. An email to them and let 's go Erin Brockovich on them!!!!!!!. The employees themselves single person aqua finance credit union the amount mentioned above late a couple of days to get it from... * Consumer Comment: you have to live it besides preach it some Loans my... Awful my experience was which they never responded and are refusing to pay me the money I aqua finance credit union. ’ t be bailing them out the U.S Union is a full-service financial cooperative serving the Houston.... Available for some time until he became very belligerent and eventually hung up on.. Also fed up with how they are treating him with this disrespect this our founding fathers gave up their so! Paperwork and could not find one thing to support what we both had to sign contract. Bought a water softener system and receiving financing through Aqua Finance adds more to life with payment! For every cent they can get out of business sooner than agreed I paid my for...